A place for all things Change

Become our Superstar Recruitment Lead

Looking for THE unicorn Change team is looking for the rarest unicorn of all time - one to catch the rest of this rare kind. We really miss an ambitious technical recruiter with a dream to build the best tech team ever seen. You will lead all recruitment activities at...

You can now buy and sell Dash with Change

We’re happy to announce that we’re adding Dash to our growing list of cryptocurrencies. We plan to continue adding more assets to the app, so if your favorite cryptocurrency is not yet available let us know! What is Dash? Launched in 2014, Dash is an open-source...

Change token swap – Issuance of Equity-like Tokens

Dear Community Member, In 2017, you and I along with thousands of other believers achieved something incredible together. We raised 17.5 million dollars in our ICO for an important vision – democratizing finance. Since then, the Change team has been working day and...

All You Need to Know about CAG Token Swap

Please note: the information below is subject to change More than a decade ago the Bitcoin whitepaper was released creating a new standard for decentralization, transparency, security and efficiency. We saw the wave of new projects that are transforming entire...

The Fastest Way to Get Started with Bitcoin in 2019

2018 has been a progressive year for the cryptocurrency industry, however brutal in the crypto-market, it does not reflect the shift the industries direction to become a legitimate means of financial currency.  Now, it’s apparently clear that the concept of a...

Best Way to Buy Bitcoin via Bank Transfer in 2019

From its obscure beginnings back in 2009, Bitcoin has exploded into a global phenomenon, by introducing a world of opportunities and the possibility of a democratized financial economy. Bitcoin has become a widely adopted currency to contend the traditional financial...

Token update

Dear Community Member, For a while, we have aspired to ask your opinion on the characteristics of CAG token. Needless to say,  in the financial industry we have to be very careful with any promises or communications as the regulation heavily dictates how and what can...

It’s now easier to buy Bitcoin with Change

Add money to your Change accountUp until now, Change users had to select the cryptocurrency they wanted to buy before completing a bank transfer. As SEPA transfers take about one working day to be processed, this forced users to be exposed to price volatility while...

Behind the curtains: our licensing process

Edit September 2018: The application to obtain a Payment Institution license from Estonian Financial Supervision Authority was submitted 17.09.2018. The processing and due diligence process will take between 5-6 months.Why do we need a license at all, what does a...

How we use Kotlin at Change

At Change, we decided from the start to use Kotlin as our main server-side language. Mostly because the initial crew had extensive Java background and all of us have regarded Kotlin’s feature set superior to Java. It enables us to deliver features faster than when...

Meet Marek, Head of Risk and Control at Change

More than 10 years as a financial regulator has shown me that taking blind risks won’t get you very far in this game called “financial services”. At least not in the long run. But on the other side, I have also seen how calculated risk-taking and smart execution have...

Are you an engineering fit at Change?

Here are a few points on seeing if you are an engineering fit at Change. Don’t worry if you feel like you’re missing some skills — all the more reason to join the team and learn! Motivation Let’s start off with markers on motivation. If you can think in the lines of...

Change monthly recap: March

Welcome to the first monthly recap of Change, a new series created to keep users and token holders in the loop about what’s keeping the team busy. From the heart of Estonia, Change is reimagining the way people all around the world handle their finances, and we’re...

Change available on Google Play!

We’re happy to announce that Change app can already be downloaded from Google Play Store. The web app remains accessible for iOS users. Watch the new ad: ⚡️ Order your FREE Change Card! To smooth out the onboarding and increase adoption, we have temporarily made...

Meet Alice, COO at Change

Today, exactly one week ago, was my first day at Change. What do I think? Wow. Wow the people are good. Wow there is a lot going on and a lot to do. Wow everybody’s still smiling (no matter if it’s 8am or 8pm). Wow this is gonna be awesome. Just do it There’s really...

Pre-order your Change Card!

We're happy to announce that you can now pre-order your Change Card. Make sure your app is updated to the latest version. We’ll roll out the Change Cards in the European Union first. Starting off in a familiar market is the optimal way for us to increase adoption, as...

Change listing on OKEx Exchange

Change’s flagship cryptocurrency (CAG) will be listed on OKEx Exchange, the fourth largest crypto exchange in the world. Serving a wide community of millions of Chinese speaking traders, OKEx is the point of entry of Change Token in China’s vivid crypto trading scene....

Change listing on Bibox Exchange

Change’s flagship cryptocurrency (CAG) will be listed on Bibox Exchange, one of the largest worldwide. With this listing, we aim to reach a wider group of people in the global crypto scene. More than increasing the trading volume of CAG, we are confident that this...

Change starting 2018 off right!

As we bid farewell to 2017, it is important to look back and reflect on how rewarding this year has been for Change. From a thrilling token sale which raised $17.5 million from 5600 contributors to launching our App, our team is incredibly optimistic about what the...

Change is ready for Kyber Network

Following several partnership announcements in the previous months, Change bids farewell to 2017 with an exciting partnership with Kyber Network, one of the fastest growing blockchain based projects in Fintech. About Kyber Kyber Network is a decentralized and...

Change live on CNBC!

Our CEO Kristjan Kangro was live on CNBC, discussing Change’s role in finance in the upcoming years. Currently supporting cryptocurrencies such as Bitcoin, Litecoin, and Ether, Change is set to support many more cryptocurrencies as well as fiat currencies in the...

Global lending on Change Marketplace with ETHLend

Change partners with decentralised lending platform ETHLend to bring global lending and borrowing to Change Marketplace. About ETHLend ETHLend is a fully decentralized peer-to-peer lending platform that enables the lending and borrowing of cryptocurrencies by using...

Change: Your blockchain-based finance App

At Change, we are simplifying the everyday use of cryptocurrencies. While Change Wallet facilitates the management of crypto portfolios, Change Card allows you to make purchases anywhere! Change Wallet : cryptocurrencies made simple Have you ever wondered why your...

Change by design: a short story of rebranding

At Change, we are building a mobile alternative to banking. Change Wallet facilitates the management of cryptocurrency portfolios, providing fast and secure ways to acquire, store, and transfer major digital currencies such as Bitcoin, Ether, and Litecoin. With Change...

BitOfProperty  – A building block of Change

What is BitOfProperty? BitOfProperty is a blockchain based real estate crowd investment platform that makes property investing affordable and increases the liquidity of one’s portfolio. Essentially, BitOfProperty has built an ecosystem for real estate owners and...

Change: a success story worth sharing

Dear friends, Change has come a long way. During our humbling journey we have had the chance of sharing our vision with several media channels. BBC World News   Last Friday, Kristjan Kangro — CEO of Change— was live on BBC World News in Singapore, discussing the...

Change @ Estonian Technology Seminar

Earlier today, Change’s Gustav Liblik was at the Estonian Technology Seminar in Singapore, where Estonian and Singaporean FinTech companies shared insights on global business initiatives. Gustav shared our vision about the future of money and how banks will operate in...

Change’s CEO on BBC World News

This morning, Kristjan Kangro — CEO of Change — was live on BBC World News in Singapore, discussing the current regulatory landscape of cryptocurrencies in China and the future of Change after a successful pre-token sale. The host kicks off by questioning Kristjan how...

Change and e-Residency

In an era where people operate a majority of their lives digitally, a key area which has been lagging in digitisation is that of government services. Government services are an especially difficult vertical to digitise. This is due to the lower amount of innovation in...

Smartly  – A building block of Change

What’s Smartly? Smartly is a Singapore-based roboadvisory company. We’ve built a tool that automates and simplifies investing for average people. By answering 8 questions in 2 minutes you can receive a risk category and a globally diversified portfolio of ETF-s. We...

The Leapfrogging Generation — Crypto Millennials

As a rapidly growing region, SouthEast Asia is a textbook example of how millennials are hardwired to seek the newest and best technology for adoption. Developing countries have a lot of catching up to do in terms of infrastructure. However, in countries such as...

Change is the answer

Some wise soul recently remarked that FinTech sounded a lot like an electronic rave genre from Finland — had I known about it when I hit the Singapore shores in 2010, I would have agreed. Turns out, that’s not the only identity crisis financial technology as a startup...

Why live and work in Estonia

You got an offer from a company in Estonia or just exploring the idea of moving to a fully digital country? Here are 8 reasons why you should live and work in Estonia, especially in the tech industry. 1.Land of limitless wifiBest known as the digital nation, life in...

Become our Superstar Recruitment Lead

Looking for THE unicorn Change team is looking for the rarest unicorn of all time - one to catch the rest of this rare kind. We really miss an ambitious technical recruiter with a dream to build the best tech team ever seen. You will lead all recruitment activities at...

You can now buy and sell Dash with Change

We’re happy to announce that we’re adding Dash to our growing list of cryptocurrencies. We plan to continue adding more assets to the app, so if your favorite cryptocurrency is not yet available let us know! What is Dash? Launched in 2014, Dash is an open-source...

Change token swap – Issuance of Equity-like Tokens

Dear Community Member, In 2017, you and I along with thousands of other believers achieved something incredible together. We raised 17.5 million dollars in our ICO for an important vision – democratizing finance. Since then, the Change team has been working day and...

All You Need to Know about CAG Token Swap

Please note: the information below is subject to change More than a decade ago the Bitcoin whitepaper was released creating a new standard for decentralization, transparency, security and efficiency. We saw the wave of new projects that are transforming entire...

The Fastest Way to Get Started with Bitcoin in 2019

2018 has been a progressive year for the cryptocurrency industry, however brutal in the crypto-market, it does not reflect the shift the industries direction to become a legitimate means of financial currency.  Now, it’s apparently clear that the concept of a...

Best Way to Buy Bitcoin via Bank Transfer in 2019

From its obscure beginnings back in 2009, Bitcoin has exploded into a global phenomenon, by introducing a world of opportunities and the possibility of a democratized financial economy. Bitcoin has become a widely adopted currency to contend the traditional financial...

Token update

Dear Community Member, For a while, we have aspired to ask your opinion on the characteristics of CAG token. Needless to say,  in the financial industry we have to be very careful with any promises or communications as the regulation heavily dictates how and what can...

It’s now easier to buy Bitcoin with Change

Add money to your Change accountUp until now, Change users had to select the cryptocurrency they wanted to buy before completing a bank transfer. As SEPA transfers take about one working day to be processed, this forced users to be exposed to price volatility while...

Behind the curtains: our licensing process

Edit September 2018: The application to obtain a Payment Institution license from Estonian Financial Supervision Authority was submitted 17.09.2018. The processing and due diligence process will take between 5-6 months.Why do we need a license at all, what does a...

How we use Kotlin at Change

At Change, we decided from the start to use Kotlin as our main server-side language. Mostly because the initial crew had extensive Java background and all of us have regarded Kotlin’s feature set superior to Java. It enables us to deliver features faster than when...

Meet Marek, Head of Risk and Control at Change

More than 10 years as a financial regulator has shown me that taking blind risks won’t get you very far in this game called “financial services”. At least not in the long run. But on the other side, I have also seen how calculated risk-taking and smart execution have...

Are you an engineering fit at Change?

Here are a few points on seeing if you are an engineering fit at Change. Don’t worry if you feel like you’re missing some skills — all the more reason to join the team and learn! Motivation Let’s start off with markers on motivation. If you can think in the lines of...

Change monthly recap: March

Welcome to the first monthly recap of Change, a new series created to keep users and token holders in the loop about what’s keeping the team busy. From the heart of Estonia, Change is reimagining the way people all around the world handle their finances, and we’re...

Change available on Google Play!

We’re happy to announce that Change app can already be downloaded from Google Play Store. The web app remains accessible for iOS users. Watch the new ad: ⚡️ Order your FREE Change Card! To smooth out the onboarding and increase adoption, we have temporarily made...

Meet Alice, COO at Change

Today, exactly one week ago, was my first day at Change. What do I think? Wow. Wow the people are good. Wow there is a lot going on and a lot to do. Wow everybody’s still smiling (no matter if it’s 8am or 8pm). Wow this is gonna be awesome. Just do it There’s really...

Pre-order your Change Card!

We're happy to announce that you can now pre-order your Change Card. Make sure your app is updated to the latest version. We’ll roll out the Change Cards in the European Union first. Starting off in a familiar market is the optimal way for us to increase adoption, as...

Change listing on OKEx Exchange

Change’s flagship cryptocurrency (CAG) will be listed on OKEx Exchange, the fourth largest crypto exchange in the world. Serving a wide community of millions of Chinese speaking traders, OKEx is the point of entry of Change Token in China’s vivid crypto trading scene....

Change listing on Bibox Exchange

Change’s flagship cryptocurrency (CAG) will be listed on Bibox Exchange, one of the largest worldwide. With this listing, we aim to reach a wider group of people in the global crypto scene. More than increasing the trading volume of CAG, we are confident that this...

Change starting 2018 off right!

As we bid farewell to 2017, it is important to look back and reflect on how rewarding this year has been for Change. From a thrilling token sale which raised $17.5 million from 5600 contributors to launching our App, our team is incredibly optimistic about what the...

Change is ready for Kyber Network

Following several partnership announcements in the previous months, Change bids farewell to 2017 with an exciting partnership with Kyber Network, one of the fastest growing blockchain based projects in Fintech. About Kyber Kyber Network is a decentralized and...

Change live on CNBC!

Our CEO Kristjan Kangro was live on CNBC, discussing Change’s role in finance in the upcoming years. Currently supporting cryptocurrencies such as Bitcoin, Litecoin, and Ether, Change is set to support many more cryptocurrencies as well as fiat currencies in the...

Global lending on Change Marketplace with ETHLend

Change partners with decentralised lending platform ETHLend to bring global lending and borrowing to Change Marketplace. About ETHLend ETHLend is a fully decentralized peer-to-peer lending platform that enables the lending and borrowing of cryptocurrencies by using...

Change: Your blockchain-based finance App

At Change, we are simplifying the everyday use of cryptocurrencies. While Change Wallet facilitates the management of crypto portfolios, Change Card allows you to make purchases anywhere! Change Wallet : cryptocurrencies made simple Have you ever wondered why your...

Change by design: a short story of rebranding

At Change, we are building a mobile alternative to banking. Change Wallet facilitates the management of cryptocurrency portfolios, providing fast and secure ways to acquire, store, and transfer major digital currencies such as Bitcoin, Ether, and Litecoin. With Change...

BitOfProperty  – A building block of Change

What is BitOfProperty? BitOfProperty is a blockchain based real estate crowd investment platform that makes property investing affordable and increases the liquidity of one’s portfolio. Essentially, BitOfProperty has built an ecosystem for real estate owners and...

Change: a success story worth sharing

Dear friends, Change has come a long way. During our humbling journey we have had the chance of sharing our vision with several media channels. BBC World News   Last Friday, Kristjan Kangro — CEO of Change— was live on BBC World News in Singapore, discussing the...

Change @ Estonian Technology Seminar

Earlier today, Change’s Gustav Liblik was at the Estonian Technology Seminar in Singapore, where Estonian and Singaporean FinTech companies shared insights on global business initiatives. Gustav shared our vision about the future of money and how banks will operate in...

Change’s CEO on BBC World News

This morning, Kristjan Kangro — CEO of Change — was live on BBC World News in Singapore, discussing the current regulatory landscape of cryptocurrencies in China and the future of Change after a successful pre-token sale. The host kicks off by questioning Kristjan how...

Change and e-Residency

In an era where people operate a majority of their lives digitally, a key area which has been lagging in digitisation is that of government services. Government services are an especially difficult vertical to digitise. This is due to the lower amount of innovation in...

Smartly  – A building block of Change

What’s Smartly? Smartly is a Singapore-based roboadvisory company. We’ve built a tool that automates and simplifies investing for average people. By answering 8 questions in 2 minutes you can receive a risk category and a globally diversified portfolio of ETF-s. We...

The Leapfrogging Generation — Crypto Millennials

As a rapidly growing region, SouthEast Asia is a textbook example of how millennials are hardwired to seek the newest and best technology for adoption. Developing countries have a lot of catching up to do in terms of infrastructure. However, in countries such as...

Change is the answer

Some wise soul recently remarked that FinTech sounded a lot like an electronic rave genre from Finland — had I known about it when I hit the Singapore shores in 2010, I would have agreed. Turns out, that’s not the only identity crisis financial technology as a startup...

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